Mortgage

Why Choose a Mortgage in the UAE?

• Attractive Interest Rates:
  The UAE offers competitive interest rates, making it an ideal market for both residents and expatriates looking to invest in property.
• Flexible Terms:
  With mortgage tenures ranging up to 25 years, you can choose a repayment plan that suits your financial situation.
• Wide Range of Properties:
  From luxury villas to modern apartments, the UAE offers a diverse real estate market, catering to different tastes and budgets.
• Tax-Free Environment:
  Enjoy the benefits of a tax-free environment, maximizing your investment returns.

Our Mortgage Services for Resident and Non-Resident

1. Mortgage Pre-Approval
   Get a head start in the property market with a mortgage pre-approval. We help you understand your borrowing capacity, so you can confidently make offers on your desired property.
2. Home Purchase Mortgages
   Whether you’re buying your first home or your fifth, we provide a range of mortgage options with competitive rates and flexible terms, tailored to your needs.
3. Refinancing Options
   Already have a mortgage? Explore refinancing options to secure better rates or access the equity in your home for other investments.
4. Buy-to-Let Mortgages
   investing in rental property? Our buy-to-let mortgages are designed to help you maximize returns from your real estate investments.
5. Equity release/Buyouts
   We can help you unlock equity from a property you already own, or refinance an existing mortgage if you are currently paying too much.
6. Islamic Home Finance
   For clients seeking Sharia-compliant solutions, we offer Islamic home finance options that adhere to Islamic law while providing the flexibility you need.

Why Choose Fin Xpert Solutions?

• Expert Advice:
  Our team of mortgage specialists has extensive experience in the UAE market, ensuring you receive the best advice and solutions.
• Personalized Service:
  We understand that every client is unique. We offer personalized mortgage solutions tailored to your specific needs and financial goals.
• Seamless Process:
  From application to approval, we manage the entire process for you, ensuring a smooth and hassle-free experience.
• Strong Network:
  We have established relationships with leading banks and financial institutions in the UAE, giving you access to the best mortgage deals available.

Why wait for months, Get approval in 2 weeks

Steps to Secure Your Mortgage

1. Consultation:
   Schedule a consultation with one of our mortgage advisors to discuss your needs and options.
2. Documentation:
   Gather and submit the required documentation, including proof of income, bank statements, and identification.
3. Approval:
   We will work with lenders to secure the best mortgage offer based on your financial profile.
4. Property Search: With a pre-approval in hand, start your property search with confidence.
5. Finalization:
   Once you have chosen a property, we will assist you through the finalization process, ensuring all legal and financial aspects are covered.

Frequently asked questions

1-who is eligible for mortgage in UAE

ANS:- Getting a mortgage in the UAE is possible for most people, including UAE Nationals, UAE Residents (expats living in UAE), and non-residents. The process, particularly rates and terms, will differ depending on your residency status.

2- What type of Properties can be Mortgage?

ANS:- The Central Bank allows mortgages on both old and new properties. Furthermore, you can finance plots of land, or construction financing.

3- Can my DLD and Brokerage fees paid from mortgage

ANS:- Yes, There are banks that can help to finance a part of the client’s DLD fees and broker fees, if eligible.

4- Will Fin Xpert Solutions only assist in getting mortgages for new properties?

ANS:- We’re here to help you through your mortgage span. We can help you secure your first mortgage and also with existing, such as buyouts where you move mortgages from one bank to another, and also equity releases, if you want to take out a second mortgage.

Contact us today to learn more about how we can help you secure the best mortgage deal in the UAE. Our experts are here to guide you through every step of the process, ensuring you make informed decisions and achieve your property goals.

Learn More