How to apply for the UAE Unemployment Insurance scheme: Where to sign up

• The Involuntary Loss of Employment (ILOE) Scheme website
• The ILOE smart application
• Bank ATMs
• Kiosk machines
• Business service center’s
• Money exchange companies
• du and Etisalat, SMS

UAE Unemployment Insurance scheme: What happens if you don’t sign up?

The fine for non-subscription is Dhs400.

Investors, domestic helpers pensioners, those with temporary employment contracts and anyone under the age of 18 are excluded.

UAE Unemployment Insurance scheme: How it works

The insurance scheme is divided into two categories – the first covering those with a basic salary of Dhs16,000 and less.

The cost for the insured employee in this category is set at Dhs5 per month, or Dhs60 annually.

The second category includes those with a basic salary exceeding Dhs16,000, and the insurance cost is Dhs10 per month, or Dhs120 annually.

The payment can be made by the employee monthly, quarterly, half-yearly, or on an annual basis.

The value of the insurance policy is subject to value-added tax (VAT).

And commission-based workers can also subscribe.